Payment
UPI, or cash on delivery
Two methods only. Cards are not enabled here and it is not an oversight.
Paid in advance
Any UPI app. You approve inside your own banking app and the order moves straight into packing.
Pay on arrival
Available on most PIN codes. Checkout says if yours is an exception or the basket is too large.
What we do not accept
Cards are not accepted — no credit card payments, no debit card payments, and no PayPal or overseas wallet. If you have used a card on another store and are looking for that option here, it is not missing by accident; we have not enabled it.
Prices, taxes and extra charges
Every price on the site is in Indian Rupees and includes any tax applicable to the sale. As an individual seller below the GST registration threshold we add no separate tax line and issue no GSTIN-bearing invoice.
How your payment details are handled
UPI approval happens inside your own banking app over an encrypted connection. We never see the credentials you type there and we store no payment instrument of any kind on this site. What reaches us is a confirmation that the transaction succeeded, and nothing more.
Refunds
Money always goes back the way it came: a prepaid order to the same UPI handle or bank account, a COD order to the bank or UPI details you confirm with us in writing. Timelines are on the Refund and Returns Policy and Cancellation Policy pages. Questions about a specific payment go to sales@universtee.shop.